Need an appraisal in Kill Devil Hills or Dare County?

The top reasons NC homeowners order from Self Appraisal Services:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a NC property tax assessment
  3. Remove PMI to cut their mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a NC divorce, where real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Dare county or NC

Do you own a home in or near Kill Devil Hills? Do you need help deciding the price of your real estate?
Contact Self Appraisal Services.

At Self Appraisal Services, we understand the individual needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experienced in helping people just like you remove unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is declining. That means you're paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Self Appraisal Services is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Self Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a professional double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Self Appraisal Services offers field reviews where we go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.